PadSplit Host Protection Program

HostGuard

Peace of mind, built into the PadSplit experience.

Administered by Reserv

What HostGuard is

HostGuard protects PadSplit hosts from covered Member-caused damage and related costs. Coverage is built into your room pricing, no separate policy or signup required.

What HostGuard is not

Not a replacement for your property insurance. Does not cover losses or damages from events unrelated to PadSplit Members or the PadSplit model.

Program basics

Who's covered

All Hosts are eligible for coverage

When it starts

On move-in day of all new bookings and transfers

How it's paid

Automatically applied to room price

What's covered

Member damages

Member-level

Major Member-caused property damage: fire, smoke, explosion, water leakage.

Property damage

$50,000 limit

Evictions

Member-level

Lost Member dues and eviction filing costs through final lockout.

Business interruption & extra expense

$10,000 limit

Eviction expense

$7,500 limit

Eviction business interruption

$2,500 limit

Code enforcement

Property-level

Occupancy citations related to the PadSplit model.

Occupancy violation compliance

$25,000 limit

Member lawsuits / liability

Member-level

Lawsuits initiated by a Member against the Host.

General liability coverage

$10,000 limit

Hosts cover the first $2,500 of any claim; HostGuard covers eligible costs up to the limits.

How it works

Document damage before repairs

File online, no login required

Claims Administrator reviews and decides

Approved claims reimbursed

Getting started

Gather what you need before you file. The portal walks you through the rest.

Member damages — photograph damage before repairs, gather repair estimates

Evictions — Eviction packet provided by PadSplit and all other relevant supporting documentation

Code enforcement — the citation and any related communication

Member lawsuits / liability — complaint, summons, and service documentation

Focus on being a great host. HostGuard helps handle the rest.

Claims portal submission

Program FAQs

Program questions

Have more questions on the HostGuard program?

Program questions

Claims process

Have questions on how to submit a claim or the claims process?

Visit Claims FAQs

Contact Reserv directly

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[reserv.email@placeholder.com]

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[(XXX) XXX-XXXX]

Program FAQs

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